Provide Novacaixagalicia

Many of us have had or are going to have to turn soon, given the poor economic situation, funding alternatives in order to take forward our particular economy such as the Loans Personal, which is the reason that then delve into the loans of Novacaixagalicia.

The difficult financial situation being experienced by most financial institutions in our country has forced many of them have to suffer a regrouping, mergers with other entities such as the Novacaixagalicia.

Novacaixagalicia is a financial institution created in 2010 from the merger of Caixa Galicia and Caixanova, and recapitalize after mid-year 2011, changed its name and operate under the name of Novagalicia Bank. Although it is an entity with a major presence in Galicia, has offices spread throughout much of our country, why it is interesting to know the loan Novacaixagalicia that offers its customers.

In regard to loans Novacaixagalicia, the main types that can be found through their website are:

• Personal loan online

Customers can apply for a maximum of € 75,000 to a rate of approximately 10% as the interest rate is personalized for each client and is based on the link to remain with the entity and our employment situation for example, and is also a function of the amount and period for repayment.

This is a loan that involves fees and cancellation and which has a period of 8 years to pay.

• Car loan online

This is a loan that finances the purchase of a vehicle with a minimum of 6,000 euros and a maximum of € 75,000 payable over a period ranging from two years to eight years while the interest rate the first year is 6.25% and the remaining years life of the loan is Euribor + 4.25% and a prepayment fee of 1% and 1.25% opening.

• Mortgage online

Outside of a personal loan Novacaixagalicia can also apply for a mortgage at an interest rate of Euribor + 1.49% for amounts exceeding € 90,000, payable within 35 years to fund up to 80% of appraisal of the house and a mortgage with no fees except in cases of subrogation or contract modification.

We must also say that there are other loans Novacaixagalicia either to pursue a masters or to renew the furnishings of our home for example and other mortgage loans but are only available in the office.

Other items that may be of interest are:

• Ing mortgage loans
• Loans Kutxa
• Caixa Bank Loans
• Carrefour Loans