What travel insurance cover?

What travel insurance cover? Sometimes bad things have to go to from then on started to cover. Most travelers do not consider travel insurance, but the eruption of the Icelandic volcano Eyjafjallajökull , he did cancel numerous flights throughout Europe, made retrain tourists and insurers.

In the first, to be covered in his travels and the latter to offer new options and have more customers. Is that the unexpected, when you least expect them, appear. For those who go on vacation, it is impossible to think bad things, but it is a good way to be covered at the time that is most vulnerable.

The novelty of travel insurance coverage is offered by inclement weather (heavy rains, earthquakes, tsunamis, volcano eruptions, etc.).. In addition, safe bet to sell on the spot, as at airports.

Today, new travel insurance, due to the eruption of the volcano in Iceland , offer compensation when a storm threatens a trip. For example, to receive insurance reimbursement for some time (yes you read it right) should rain, as minimum daily average 12.77 mm.

They also include routing for link loss, and compensation for loss of services contracted, and by extension of travel (if inclement weather cancels the trip, to cover costs in the insurance limit, if it extends beyond the period coverage, extending for five days).

Another issue to consider is health coverage. Now, they offer a hundred percent. Not only must you when traveling abroad (health costs are more expensive, and must hire insurance), should do so in Europe we recommend you ask the European Health Insurance Card (in the offices of the Social Security ) .

This is a document that passengers have a right to medical assistance if any cost. The card is valid for one year but should do so with time as the process of obtaining can take two or three weeks. The novelty is that for foreign travel, attendance policies are providing health care services by telephone.

Other coverages offered by insurers, are policies for school trips (covering, for example, loss of school equipment, books, etc..) Business travel insurance (covering flights unforeseen domestic and hotels) and even insurance assistance for unaccompanied teenagers.

Is the cost of insurance? About 2 or 3% of the amount of travel (ranging from 20 euros per week). Obviously, everything depends on destination and duration of the trip.

Finally, keep in mind: when you are by going on a trip, one must know whether the individual is covered (for that read well the fine print) if paying by credit card check that is purchases include coverage (although limited, as cases of theft, illness or accidents.)

On the other hand, there are several home insurance included in their services, care during travel (see contract). When travel is booked with an agency, keep in mind that most packages have basic insurance, but we must be vigilant to see what they cover and what n o.

Related:

Reykjavik, Iceland: where you live volcano

Descend tourism in Spain by the volcanic plume

Spanish Tourism: loss of $ 250 million by the Icelandic volcano

Europe airlines and people living hell for flights suspended